AAA is a Renters Insurance issued in different parts of the United States of America by different companies
Do you need renters insurance while living in the United States of America? If yes, you can go for AAA Renters Insurance issued in different U.S. states. Different companies issue renters insurance but getting one from AAA is the most worthwhile for your time and money and in this article, we will explore why along with other queries regarding the cost, need, and coverage by the insurance.
If you are a renter who is afraid of mishaps happening to your personal belongings, then you need to look at the AAA renters insurance provided by the Auto Club Group. It is easy to come across cars and homes that are insured, but there was hardly any talk of insurance when one was renting a few years back. If one owns a car or a house, they both will be protected financially in case of property damage or destruction but renters rent the homes they live in and do not own them by definition. That is why renters insurance has been introduced to help renters sleep worry-free even in case a property incurs damage.
Different companies contribute to providing AAA renters insurance in different parts of the United States of America which means better and more focused service. It also means that since AAA provides you with discounts, these discounts might vary based on your location; and so will your coverage charge. The only prerequisite to getting AAA renters insurance through the organization is that one needs to be a member of the AAA or Auto Club Group.
AAA Renters Insurance by the Auto Club Group
The renter’s insurance is needed for everyone, even if you think that you do not need one because the only expensive items you own are maybe a smartphone a TV, or some other electronic item. But the cost of replacing less flashy items like a sofa or an entire wardrobe adds up to become more than them itself.
AAA Renters Insurance is insurance provided for almost everything one owns to ensure that one does not suffer in case of loss of some personal belongings. The belongings are insured in case they are stolen or damaged in an accident or a disaster. The insurer is required to provide the insured funds to replace the belongings after deducting the deductibles. The insurance covers almost all personal belongings items but it does not provide funds against all the items. Some damages may also not be covered by the AAA Renters Insurance like from earthquakes or floods since renters’ policies do not usually cover losses from such natural calamities.
AAA Renters Insurance provides one with multiple coverage packages which they can choose from. The four types of coverage that are standard in the policies for renters are:
- Personal Property- covers items like clothes, furniture, electronics, and such
- Loss of Use- pays for your hotel stay and restaurant meals and such expenses while the home is under renovation
- Liability- settles your payment if you are responsible for inflicting injuries on others or any damage to their properties
- Medical Payments- regardless of whose fault it was, it covers the injuries incurred in your home of other people
The steps to getting AAA Renters Insurance are very easy, all you need to do is follow the below steps guide which also points you on how to get an evaluation:
- Go to the official website of AAA Renters Insurance
- When you land on the official homepage of the website, a pop up would open up asking for your ZIP code, Enter your ZIP code in the bar
- Now you will be directed to the motor club in your area that will assist you with any service you are looking for
The reason why the AAA Renters Insurance website asks for a ZIP Code is because it provides the insurance through multiple providers that are divided according to the region which allows them to help you better while also adjusting your discount offers as well as coverage according to the area you live in.Getting the AAA Renters Insurance has such benefits, especially for new renters who are constantly worried about leaving their home locked behind which are mentioned below. While it has some pros, it also has some cons which one needs to look through and compare to make an informed decision.
Pros:
- The Motor Club allows for multiple types of insurance aside from renters insurance
- The membership of AAA organization does not include only the renter’s insurance but also other benefits like roadside assistance, travel discounts, and many more
Cons:
- Since AAA Renters Insurance requires a membership, it may be liable to a membership fee
- Some other brands that provide AAA Renters Insurance may offer better deals than Auto Club Group
- Moving to a different region is going to turn into a bigger hassle since it would require an insurance change as well
AAA Renters Insurance by Auto Club Group is available in the following states in all and/or parts, to name a few, of the United States of America
- South Carolina
- Tennessee
- Wisconsin
- Michigan
- Iowa
- Illinois
- Georgia
- Minnesota
- North Carolina
- Alabama
- Arkansas
- California
- Hawaii
- Illinois
- Indiana
- Kansas
- Louisiana
- Maine
- Mississippi
- Kentucky
- Missouri
- New Hampshire
- New Mexico
- New York
- Ohio
- Texas
- Pennsylvania
- Virginia
- Vermont
- West Virginia
To avail of AAA Renters Insurance provided by the Auto Club Group one needs to be a member of the organisation. While taking up the insurance ne does also need to factor in any extra costs as compared to insurance provided by other companies.
