Walmart is a big hit among shoppers and so is Apple Pay, so does Walmart take Apple Pay?
If you are an Apple user you have the most convenient way to pay using Apple Pay. It is addictive and easy and a method that you might want to use everywhere. What can be more convenient than not carrying around cash and pulling out your phone to pay instantly without hassle? Apple Pay has truly changed the way we live and shop. Most stores have started accepting Apple Pay as the form of payment but some still do not the biggest question is does Walmart?
Now we do not need to carry around our wallets everywhere we go. Phones have taken over our world including our wallets because now all we need is one tap on our Apple Pay to pay anyone for anything. People have stopped taking their cards and just bring their phones when shopping. However, some stores have still not started accepting the new way of the world, Apple Pay. the biggest problem happens in everyone’s favorite store, Walmart, so here we are to break down whether Walmart accepts Apple Pay or not.
Walmart is a big store with chains in over 20 countries. Here you can find everything that your heart desires and more. Walmart is quite popular among shoppers and YouTubers alike but the biggest question everyone has is does it accept Apple Pay. The disappointing news is that no, it still does not accept Apple Pay as a mode of payment and here we break down the whys.
Does Walmart Accept Apple Pay?
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The short answer to Walmart accepting Apple Pay is No. it does not accept Apple Pay as a mode of payment currently whether be it for in-store or online shopping. You are required to pay using Walmart Pay as a form of payment while shopping at Walmart. Even though consumers have regularly asked the company to start accepting Apple Pay, Walmart has been adamant about their payment methods. The company’s director has admitted their payment is just as fast and easy as using Apple Pay.
If you are a regular shopper at Walmart then you must know that you need to download the Walmart Pay App to pay for the purchases made in the store. How this app works is you download it and link your payment form to the app. https://x.com/walmart/status/1729517030972244443?s=48&t=YVgOjmICFVV4FP3zGm0w0g
Now you can use your phone to complete your instore purchases by just following the below simple steps:
- Open the Walmart Pay App on your phone
- Link it with your choice of payment form
- Shop whatever you want from the store
- Scan the QR code provided at the checkout
- Pay the required amount using the app
- And you are done
If you need a receipt then you can get an e-receipt which will be saved through the app and can be used in case you need to return an item.
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The company encourages its consumers to use its App to pay at the counters and become a member of Walmart Plus to get benefits like the SCan &Go option at the checkout counters allowing them with an option to bypass checkout altogether.
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Is Walmart Likely to Use Apple Pay in the Future?
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If you are wondering whether Walmart is ever going to accept Apple Pay as a credible source of payment then worry not we have the answer for you and the reason for it as well.
The answer to your question is most probably not because of a very simple reason.
The conglomerate is not likely to start letting its shoppers pay using Apple Pay because it would hurt its income statement. You see Walmart has a contractual obligation to Merchant Customer Exchange (MCX).
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What the company does is it uses the Merchant Customer Exchange’s mobile payment system in its Walmart Pay. This method allows the company to save two percent of the credit card fee that they would have to pay if they start letting the consumers use Apple Pay for their shopping with Walmart. This would have a direct impact on their financial statement and profits so no, Walmart is not living under a rock; it is just maximizing its profit.
How Can I Pay At Walmart? What Payments does Walmart accept?
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You do not need to worry if you want to shop at Walmart and do not have Walmart Pay app. Since the company does not allow its consumers to use Apple Pay for shopping, it allows them other options to pay using the following methods:
- Walmart Pay, as you know is an app that you can download from the app store and it just needs a tap to be used and make the payment. You can add your gift card as well along with debit card and credit card on the app.
- Debit Card
- Credit Card, which can be a Mastercard or Visa, Discover as well as an American Express
- Walmart’s Gift Card
- PayPal
- Affirm which is a buy now and pay later service
- EBT Card
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Does Walmart Accept Apple Pay in Canada?
Yes, if you are in Canada then you do not need to worry about it all since Walmart in Canada has been accepting Apple Pay as a mode of payment since 2020, which means you do not need the Walmart Pay App in Canada, nor do you need any other sort of payment method except for your phone and trusted Apple Pay.
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