How To Start National Housing Bank Exam Preparation?

The National Housing Bank (NHB) conducts an online exam for the recruitment of candidates for the position of Assistant Managers (Scale 1 Officer), every year. The NHB was set up under the National Housing Bank Act, 1987, on 9th July in 1988. Its head office is located in New Delhi. Lakhs of aspirants take the NHB exam for this esteemed job position and the vacancies are very few each year.  Hence, the competition is always cut-throat. 

The selection process for the position of NHB Assistant Manager happens in two phases – Online Examination and Interview. The online exam consists of objective-type questions as well as descriptive questions. After clearing the cut-off in the exam, candidates qualify for the interview.

Eligibility Criteria

These are the eligibility criteria for candidates who want to apply for the post of Assistant Managers at NHB –

  • Nationality – Applicants must either be –
    • A citizen of India, or,
    • A Tibetan refugee who came to India before January 1st, 1962, intending to permanently settle in India, or
    • A subject of Bhutan or Nepal,
    • Migrated from Burma, East African countries of Uganda, Zambia, Zaire, Kenya, Malawi, Ethiopia, the United Republic of Tanzania, Pakistan, or Vietnam, to permanently settle in India.
  • Age Limit – The age limit for applicants who want to apply for this post is between 21 and 30 years old. There is some relaxation for candidates who belong to the following categories –
    • SC/ST – 5 years
    • OBC (Non-Creamy Layer) – 3 years
    • PwBD (GEN) – 10 Years
    • PwBD (SC/ST) – 15 Years
    • PwBD (OBC) – 13 Years
    • Ex-servicemen – 5 years
  • Educational Qualification – Candidates who’re looking to apply for the post of assistant manager at NHB, should have the following qualifications – 
    • Have a bachelor’s degree in any discipline with a minimum of 60% aggregate marks. Candidates belonging to the SC, ST, and OBC category should have scored a minimum of 55% marks minimum.
    • Have a master’s degree in any discipline with a minimum of 55% aggregate marks with a 5% relaxation for candidates belonging to the SC, OBC, or ST categories.
    • Candidates who hold a professional degree such as CA, CS, or ICWA are also eligible to apply for the post of assistant manager.

Exam Pattern

The NHB online examination consists of objective questions and descriptive-type questions. There are 5 sections in the exam – Reasoning and Computer Aptitude, General Awareness (with special focus on Economy and Banking) and Computer Knowledge, English Language, Quantitative Aptitude and English Letter Writing and Essay (Descriptive question). 

  • Reasoning and Computer Aptitude – This section consists of 45 questions, to be completed in 60 minutes for 60 marks. The exam can be given in both English and Hindi.
  • General Awareness and Computer Knowledge – This section consists of 50 questions, to be answered in 40 minutes for 50 marks. This section can also be given in both Hindi and English.
  • Quantitative Aptitude – This section consists of 35 questions for 60 marks, to be completed in 45 minutes. This section is available in both English and Hindi.
  • English Language – This section consists of 25 questions for 30 marks, to be completed in 35 minutes. This section is only available in English.
  • English Letter Writing and Essay – This section consists of 2 questions for 25 marks, to be completed in 30 minutes.

In total, there are 157 questions in the exam and the maximum marks are 225. The total duration of the exam is 210 minutes.


Candidates who are selected for the post of Assistant Managers at NHB receive a starting salary of Rs. 23,700 along with other benefits such as dearness allowance, house rent allowance, city compensatory allowance, provident fund, deputation allowance, and halting allowance.


The level of the NHB exam can be difficult, owing to the reputation of NHB. Hence, aspirants need to prepare well to crack this exam. If you are an aspirant of the NHB and other upcoming govt exams, you should follow these preparation strategies to crack the exams.

Here are some strategies to prepare and crack the NHB exam –

  • Time management – The first thing to consider while starting your preparation for the NHB exam is time management. Aspirants should distribute their time and efforts for each section. Before starting your preparation, analyze your strong and weak sections and make a study plan accordingly. Dedicate more time to the topics you are weak in and avoid spending too much time on your strong areas. Also, refer to the syllabus for the exam and weightage for each area. Focus on areas with more weightage. Remember that there isn’t any particular study plan that fits everyone. Everyone should plan their own schedule and work accordingly.
  • Covering all topics – Some mentors may advise you that it is okay to leave out a few topics from the exam syllabus. However, that isn’t advisable, unless you are short on time. If you start preparing for the exam early, you should aim to cover all the topics. You might assume that you can predict the mindset of the recruiter. However, there’s always a possibility that they might change the paper style and everything that you’ve learned can go futile. To avoid that from happening, you should start your preparation by going through the most important topics and then studying the topics with less weightage.
  • Revise – Once you have covered all the topics and completed the syllabus, you should start revising everything that you’ve learned. It is important to reinforce your learning by revision. Start revising every three days, at first and then you can do your revision every week.
  • Practice – Preparing and revising isn’t enough for cracking the NHB exam. You need to practice all the concepts and analyze your level of preparation. To practice your learnings, give mock tests regularly. By giving mock tests, you can get to know where you stand and work on your weak areas. You should give sectional as well as full-length mock tests, every week. You will observe that your marks will improve after giving 2 to 3 marks. With mock tests, you can also get a fair idea of the exam and how you can manage your time.


Leave a Comment